Bank account comparison 2025

We have compared the 12 largest providers of bank accounts in Germany and ranked them for you according to the most important criteria for expats.

Bank account comparison 2025

We have compared the 12 largest providers of bank accounts in Germany and ranked them for you according to the most important criteria for expats.

What criteria did we use for the comparison?

We have defined a total of 6 main categories, on the basis of which we compared the individual providers. The most important criteria for expats were: English website & support, no account fees and a free Giro card.

Costs and Fees

Banking Features

Cards and Payments

Languages

International Transfers

Account Opening and Support

Bank Accounts in Germany – What They Are and Why You Need One

A bank account is an essential financial tool that allows individuals to store, manage, and transfer money securely. In Germany, having a bank account is crucial for everyday transactions, such as receiving a salary, paying rent, and handling bills. It also provides access to digital banking services, debit cards, and online payments, making financial management easier and more efficient. Most banks in Germany offer various types of accounts tailored to different needs, from basic current accounts to specialized savings options.

How Our Bank Account Comparison Works

Our bank account comparison is designed to help you find the best option based on your individual needs. We have analyzed various accounts from different banks, considering key factors such as Account Fees, English-speaking Support & Website and Free Girocard.

By focusing on these important factors, our comparison simplifies the decision-making process and helps you find a bank account that best suits your needs as an Indian expat in Germany. To make your search easier, you can use our filter options to select the criteria that matter most to you. This way, you’ll only see providers that meet your specific needs.

Want to know how we score each criterion in our comparison? Check out our detailed overview, where we break down the ranking process for you.

Sources: Lists of conditions and bank website information

Note: Unfortunately, we cannot guarantee that the information on this page is up-to-date, correct and complete. You can find all current product and price information on the websites of the relevant providers. The conditions listed in the comparison refer to new customers. You can find out how we award points for individual conditions in our overview.

* This is an advertising or affiliate link. If you click on this link, buy something or conclude a contract, we receive a commission (depending on the provider). There are no additional costs for you and you support our project. Thank you for your support!